About APS Pays
Innovative Payments and Remittance Relationships leveraging SMART Technology coupled with Human Passion to deliver solutions that make a difference.
Over the last decade the global payments and remittance industries have gone through a period of change based on serious changes to technology.
These changes were driven by the extreme changes to human interaction extending from the Great Reset, the advancement of mobile technology, blockchain, crypto-currency, advancements in fintech and regulatory technologies and a new way of thinking driven by the convergence of global funds movement.
During this period, our Founders did something unusual – they listened.
What they heard was the legacy financial industry does not like change or can’t keep up with the pace of change. The result was new and emerging industries were not able to reach their potential because they could not gain access to financial services.
Our Mission
With a team of payment, banking, compliance and technology experts, APS set out on its mission to build the most robust payment processing and compliance centric solution possible.
The result is a solution designed to provide financial institutions with the confidence they are banking the good businesses in high-risk industries, the legal and regulatory agencies with the insight and transparency to prove full compliance with laws, regulations and guidance, and to provide our merchants with safest, most efficient and most comprehensive solution in the market.
Today, APS is fulfilling that mission as an industry leader in providing innovative payment solutions to emerging industries across North America.
We bring together all the components required to meet the needs of emerging industries leveraging a structure that is safe, compliant, and transparent designed to seamlessly meet the needs of businesses, card schemes, regulators, governments and financial institutions.
We focused on each of the key components of the payment process and the way a particular consumer may wish to remit a payment to a merchant for their purchase. We analyzed each decision point, impacted party, and process for weakness and inefficiency. We then brought together the experts required to design and build a solution that delivers the highest levels of transaction compliance, regulatory adherence, to reduced risk as well as skid to the payment process. We streamlined that process and integrated new technologies which resulted in reduced costs and improved efficiencies for all the stakeholders: Consumers, Business Owners, Financial Institutions and Processors.
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